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Because stuff happens… there is Renters Insurance for College Students

On college campuses – where laptops and other valuables are often left unattended in libraries, classrooms, dorm rooms, and study areas – theft can be a real concern. If your laptop or other valuables are stolen, YOU are responsible for replacing them, not .

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That is why Renters Insurance may be a smart investment for college students. With our recommended Renters Insurance plan, any personal items that are stolen or damaged can be replaced at full cost subject to a $100 deductible. This includes clothing, computers/laptops/tablets, smart phones, bikes, game consoles, textbooks, furniture, and more. Renters Insurance also protects you financially for unintentional damage to your University Housing or bodily injury for which you are liable. With a $100 deductible and low monthly rates, Renters Insurance is a good fit for students.

Coverage Options
Features
What's My Stuff Worth
  • How much Renters insurance coverage can I get?

    • Some Coverage
    • $5,000 Contents Coverage
    • $25,000 Liability Coverage
    • $100 Deductible
    • More Coverage
    • $10,000 Contents Coverage
    • $50,000 Liability Coverage
    • $100 Deductible
    • Most Coverage
    • $25,000 Contents Coverage
    • $100,000 Liability Coverage
    • $100 Deductible

    This is a brief description of Renters Insurance coverages. Please review the policy and endorsements for complete details, including limitations and exclusions. Coverages may vary by state.

  • Personal Property Coverage up to $25,000

    Features of Renters Insurance for students include:

    Low $100.00 Deductible. Compared to $500, $1000, or more for a typical homeowners insurance policy.

    Alternative to Homeowners Insurance. Not all homeowners insurance policies are the same, but many have limitations on certain property that is away from the principal residence. With Renters Insurance for College Students your personal belongings are covered whether you are on-campus, off-campus, or traveling anywhere in the world. 1

    Flexible Payment Options. With convenient monthly billing, you only pay for the coverage while you need it at school. There is no requirement to purchase an annual policy.

    Personal Liability Coverage. If you cause damage to your housing or injure others, you may be liable for the damages. Renters Insurance from Sallie Mae Insurance Services® provides up to $100,000 in personal liability coverage. For example, if you unintentionally set off your building's sprinkler system, liability protection can help pay for the resulting damages.

    Comprehensive coverage for all of your college essentials:

    Personal Property:

    • Personal computer
    • Wallet or purse and the cash in it*
    • Bicycle
    • Television or stereo system
    • Cell phone or Smartphone, like a Blackberry or iPhone
    • Books and school supplies
    • Clothes
    • Jewelry*
    • Musical instruments
    • And more...

    Covered Perils:

    • Fire & lightning
    • Windstorm & hail
    • Explosion
    • Vehicles
    • Smoke
    • Vandalism or malicious mischief
    • Theft
    • Flood (where available)
    • Breakage of glass
    • Falling objects
    • And more...

    This is a brief description of Renters Insurance from Sallie Mae Insurance Services. Please review the policy and endorsements for complete details, including limitations and exclusions. Coverages may vary by state.

  • How much is the stuff in your room worth? You may have more in your dorm or off campus apartment than you think. Use our calculator to help estimate the total value of everything you have with you to help determine whether you can afford to replace your belongings or should consider a renters insurance policy.

    Item Estimated Value
    Laptop
    Tablet
    TV
    Cell Phone
    Camera
    Bicycle
    Sports Equipment
    Clothes
    Jewelry / Watches
    Textbooks
    Add $1,000 for additional items $1,000
    Total

    $0*

    If your stuff was damaged in a fire or stolen, could you replace that cost out of pocket?

    Consider Renters Insurance to help you protect your personal property and liability. Renters Insurance helps replace covered items if they are lost, stolen or damaged under covered events.

    *This dollar amount is provided only for illustrative purposes and should not be used as insurance advice. For specific insurance advise related to your personal financial situation, please consult a licensed insurance professional.